Cookie Policy

1. Introduction

This Cookie Policy explains how Finveri ("we," "our," or "us") uses cookies and similar tracking technologies on our platform. This policy should be read alongside our Privacy Policy and Terms of Service.

We comply with UK cookie laws, including the Privacy and Electronic Communications Regulations (PECR) and the UK GDPR.

2. What Are Cookies?

Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better experience by remembering your preferences and enabling certain functionality.

3. Types of Cookies We Use

4. Third-Party Cookies

We use third-party services that may set their own cookies:

4.1 Payment Processors

• CCBill: Payment processing and fraud prevention
• Paxum: Alternative payment processing

These cookies are essential for payment functionality.

4.2 Analytics Providers

• Google Analytics: Website traffic analysis
• Hotjar: User behaviour analysis

These help us improve our platform.

4.3 Social Media

• Facebook: Social sharing and login
• Twitter: Social sharing and login
• Instagram: Social sharing and login

4.4 Content Delivery

• Cloudflare: Content delivery and security
• AWS: Infrastructure and content delivery

5. Cookie Management

5.2 Our Cookie Preference Centre

You can manage your cookie preferences through our cookie banner and preference centre:

• Accept all cookies
• Reject non-essential cookies
• Customise your preferences
• Change your settings at any time

5.3 Opt-Out Tools

You can opt out of certain cookies using:

• Google Analytics Opt-out: https://tools.google.com/dlpage/gaoptout
• Your Online Choices: https://www.youronlinechoices.com/
• Network Advertising Initiative: https://www.networkadvertising.org/

6. Impact of Disabling Cookies

6.1 Essential Cookies

Disabling essential cookies will:

• Prevent you from logging in
• Break core platform functionality
• Affect security features
• Impact payment processing

6.2 Non-Essential Cookies

Disabling non-essential cookies will:

• Reduce personalisation features
• Limit analytics capabilities
• Affect marketing effectiveness
• May impact user experience

7. Mobile Apps and Cookies

Our mobile applications may use similar technologies to cookies:

• Device Identifiers: Unique device IDs for analytics
• Local Storage: App preferences and settings
• Push Notifications: Marketing and service notifications

You can control these through your device settings or app preferences.

8. International Users

8.1 UK Users

UK users are protected by:

• Privacy and Electronic Communications Regulations (PECR)
• UK GDPR
• Data Protection Act 2018

8.2 EU Users

EU users are protected by:

• ePrivacy Directive
• General Data Protection Regulation (GDPR)
• National data protection laws

8.3 US Users

US users are protected by:

• Federal Trade Commission (FTC) regulations
• State privacy laws (e.g., California CCPA)
• Industry self-regulation

9. Cookie Consent

9.1 Consent Requirements

We obtain consent for non-essential cookies through:

• Clear cookie banner on first visit
• Granular consent options
• Easy opt-out mechanisms
• Regular consent renewal

9.2 Withdrawing Consent

You can withdraw consent at any time by:

• Using our cookie preference centre
• Adjusting browser settings
• Contacting us directly
• Using opt-out tools

10. Updates to This Policy

We may update this Cookie Policy to reflect:

• Changes in our cookie usage
• New legal requirements
• Platform updates
• Third-party service changes

We will notify you of material changes via:

• Platform notifications
• Email updates
• Website announcements

11. Data Protection Rights

Under UK GDPR, you have rights regarding cookies that contain personal data:

• Right to access
• Right to rectification
• Right to erasure
• Right to restrict processing
• Right to data portability
• Right to object

12. Contact Information

13. Useful Resources

• ICO Cookie Guidance: https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
• Your Online Choices: https://www.youronlinechoices.com/
• All About Cookies: https://www.allaboutcookies.org/

---

This Cookie Policy is effective as of the last updated date and supersedes all previous versions.